Behind Constitution Insurance Company

Constitution Insurance, located in Nashville, Tennessee, is owned and operated by M.R. Mead & Company, Inc., a captive manager in Chicago with offices also in Wisconsin and Missouri; and Caitlin-Morgan Insurance Services, a licensed wholesaler and Managing General Agency, with offices in Indiana and Ohio. Constitution is a Protected Cell Captive (PCC) and accepts business from approved retail agencies and directly from prospective captive owners and others.

About M.R. Mead & Company

M.R. Mead & Company focuses on captives and risk retention groups for private and closely held companies and associations in a variety of industries throughout the United States. They offer retail and wholesale services such as fronting/risk sharing, excess and aggregate coverage, finite policies and deductible reimbursement programs. The firm is known in the industry for providing clients with reliable, practical and adaptable solutions to their risk management challenges with discretion, imagination and a sense of immediacy.

Michael Mead, CPCU, founder and president of M.R. Mead, has served in a variety of leadership positions in the industry including Director and Chair of the Captive Insurance Companies Association, President and Director of the Arizona Captive Insurance Association, Director of the Captive Insurance Council of the District of Columbia and of the International Center for Captive insurance Education. He is the Expert Commentator on captives for, a leading industry e-zine.

About Caitlin Morgan

MGU and wholesale brokerage Caitlin Morgan assists independent agents with placing business and developing package programs for select industry niches, providing products in four core areas: Workers’ Compensation Wholesale Brokerage, Captive Consulting and Administration, Alternative Risk Products, and Healthcare Wholesale Brokerage. The hallmark of Caitlin Morgan’s success is their expertise, responsiveness, and price competitiveness. Each staff member has experience as underwriters, providing a level of unparalleled expertise in the markets the firm serves. Caitlin Morgan’s approach is to assess each risk internally to determine if what they can do and where value can be added. Their expertise enables them to be responsive to the needs of both retail agents and insureds.

Chris Murray, president of Caitlin Morgan, has been with the family-owned business since 1993. Caitlin-Morgan is a member of the BIG I, The Indiana Agent Association as well as other various agent associations around the country. Additionally, Caitlin-Morgan belongs to the Vermont Captive Association and the Arizona Captive Insurance Association in which Chris served as past president from in 2009-2010.

Talk to Us About Becoming Part of a PCC

A captive solution with Constitution Insurance may make sense for the successful business owner, association or high net worth individual looking to better manage their risks. We can help you choose the right structure to address your coverage and risk-financing challenges and turn a dead balance sheet item into a profit-making entity. Call us at 877.845.5069.

Learn More About Constitution Insurance & Setting Up A PCC